玉兔呈祥

也想借这个帖子问一个现实中遇到的问题，麻烦大家给个答案，谢谢.
夫妻都是PR，有一套二手HDB，贷款已全部还完，孩子是公民，已满21周岁，可不可以和孩子联名买套公寓？
怎样操作最划算？

acer23

玉兔呈祥 发表于 2-2-2015 21:05
也想借这个帖子问一个现实中遇到的问题，麻烦大家给个答案，谢谢.
夫妻都是PR，有一套二手HDB，贷款已全部 ...

儿子自己一个人买最划算。pr不能同时拥有公寓 and hdb

chrislovecindy

请问公民和pr组成的家庭，第一套hdb还清，打算买第二套公寓，必须cpf里面要有八万才可以买二套？这是刚出来的规定吗？

pl

chrislovecindy 发表于 18-2-2015 04:03
请问公民和pr组成的家庭，第一套hdb还清，打算买第二套公寓，必须cpf里面要有八万才可以买二套？这是刚出来 ...

这个不是新出来的规定，使用cpf还第二套房贷款，需要至少存Min Sum的一半的规定早就有的~~~
Q: Can I use my CPF to purchase more than one property?

A: Yes, you may use your CPF to purchase more than one property.
However, if you already own a property (HDB flat or private property) bought with
your CPF savings and wish to buy another property with CPF savings after 1 July
2006, you must set aside half of the current Minimum Sum before you can use the
excess savings in your Ordinary Account for the second/subsequent
property. Savings in the Special Account (including the amount used for
investments) and Ordinary Account can be used to meet this required amount.
Please note that as the Minimum Sum will be raised in July each year, the amount
you need to set aside will be adjusted accordingly.
If you currently own more than one property bought with CPF savings before 1 July
2006, you need not set aside half of the current Minimum Sum unless you
subsequently buy another property using your CPF savings on or after 1 July 2006.
Please note that this is not applicable if you are applying to use your CPF to purchase
a second or subsequent property with non-related singles. Non-related singles can
only jointly use their CPF to purchase one property (HDB flat or private property).