贷款用Board Rate好还是SIBOR好？

bnugirl

banker给发的配套

	Float No Lock
Interest Rates	LTV ≤ 80%
Year 1	0.88% (MR – 3.62%)
Year 2	1.28% (MR – 3.22%)
Year 3	1.68% (MR – 2.82%)
Year 4	2.65% (MR – 1.85%)
Thereafter	2.65% (MR – 1.85%)
	Mortgage Rate (“MR”) = 4.50%

TOP后3个月内有一次免费的free conversion，大概2年后吧

不过听说Board Rate不太好，是这样吗？

grandslam

Board Rate not as transparent as SIBOR